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	<title>Golden Agers - Serving Seniors and Retirers &#187; Home Ownership</title>
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		<title>A Champion Idea</title>
		<link>http://www.goldagers.com/2007/01/10/a-champion-idea/</link>
		<comments>http://www.goldagers.com/2007/01/10/a-champion-idea/#comments</comments>
		<pubDate>Wed, 10 Jan 2007 13:02:13 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
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		<description><![CDATA[Who remembers Phil Hill, Formula 1 motor racing World Champion in 1961? Phil is one of the great characters of motor sport and is still taking an active part in historic events. His latest idea is a winner, I think. Phil Hill in his championship year &#8211; the car is a Ferrari 156 The plan [...]]]></description>
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		<title>Falls in the Home</title>
		<link>http://www.goldagers.com/2006/08/22/falls-in-the-home/</link>
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		<pubDate>Tue, 22 Aug 2006 11:38:05 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
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		<category><![CDATA[Falls in the home]]></category>
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		<category><![CDATA[National Safety Council]]></category>
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		<description><![CDATA[Falls are responsible for more deaths than heart attack and stroke in people age 65 and over. 95% of hip fractures are caused by falls and more than half, 55% of all falls, occur in the home. Falls can lead to serious injury and those who fall 2-3 times are more likely to fall again. [...]]]></description>
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		<title>Reverse Mortgages 3 &#8211; Which is right for you?</title>
		<link>http://www.goldagers.com/2006/08/19/reverse-mortgages-3-which-is-right-for-you/</link>
		<comments>http://www.goldagers.com/2006/08/19/reverse-mortgages-3-which-is-right-for-you/#comments</comments>
		<pubDate>Sat, 19 Aug 2006 13:09:56 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[65+]]></category>
		<category><![CDATA[Financial Planning]]></category>
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		<description><![CDATA[Reverse mortgages are of three different types but it is likely that only one will be appropriate to your circumstances: 1. Government agencies and nonprofit organizarions offer a reverse mortgage for specific needs, such as home repairs and improvements or property taxes. Although this type will have lower costs, it can only be used for [...]]]></description>
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		<title>Reverse Mortgages 2 &#8211; Features and Fees</title>
		<link>http://www.goldagers.com/2006/08/18/reverse-mortgages-2-features-and-fees/</link>
		<comments>http://www.goldagers.com/2006/08/18/reverse-mortgages-2-features-and-fees/#comments</comments>
		<pubDate>Fri, 18 Aug 2006 11:59:18 +0000</pubDate>
		<dc:creator>Andrea Paulsen</dc:creator>
				<category><![CDATA[65+]]></category>
		<category><![CDATA[Financial Planning]]></category>
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		<description><![CDATA[In a reverse mortgage, the loan is against the equity of your house and so income has no effect upon the terms. With each loan advance taken, the equity will decrease, although there is usually a nonrecourse clause to ensure that no more than the value of the home can be taken as repayment of [...]]]></description>
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